What is the lock-in period for PPF?

The standard maturity period for a PPF account is 15 years. It can be extended in blocks of 5 years thereafter.

Can I change the annual deposit amount?

Yes, you can deposit between ₹500 and ₹1,50,000 per financial year in a PPF account.

PPF Calculator

Calculate maturity amount and interest for Public Provident Fund (PPF) investments.

ppf calculatorpublic provident fundtax savingppf interest

Disclaimer: This tool provides estimates for informational and educational purposes only. It does not constitute professional financial, medical, or legal advice. Please consult with a qualified professional before making any significant decisions based on these estimations.

Common Use Cases

comparing repayment or return scenarios
understanding the effect of changing assumptions
reviewing estimates before making a money decision

What is PPF Calculator?

The PPF Calculator helps you calculate the returns on your Public Provident Fund account. PPF is a popular long-term, tax-saving investment in India with a 15-year maturity period and government-backed safety.

How to Use This Tool

1Enter annual deposit amount
2The current PPF interest rate is usually pre-filled (adjust if needed)
3View maturity amount after the 15-year lock-in period

Example

Input

Annual: ₹1,50,000 | Rate: 7.1%

Output

Maturity: ₹40,68,209 (after 15 years)

Before You Rely on This Result

UtilityNest keeps tools in this category focused on transparency: short instructions, a worked example, and plain-language guidance so you can review the result before you depend on it.

Check that the inputs reflect your real situation before you rely on the estimate.
Rules, rates, health needs, and legal requirements may vary by country, state, insurer, or provider.
Use this result as a starting point, then confirm important decisions with official sources or a qualified professional.

Frequently Asked Questions

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