Mutual Fund XIRR Calculator

Estimate annualized return for SIP and lump-sum contributions using practical assumptions.

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Disclaimer: This tool provides estimates for informational and educational purposes only. It does not constitute professional financial, medical, or legal advice. Please consult with a qualified professional before making any significant decisions based on these estimations.

Common Use Cases

  • comparing repayment or return scenarios
  • understanding the effect of changing assumptions
  • reviewing estimates before making a money decision

What is Mutual Fund XIRR Calculator?

Mutual Fund XIRR Calculator gives an easy annualized return estimate for ongoing investment plans.

How to Use This Tool

  1. 1Enter SIP amount and duration.
  2. 2Enter any lump-sum contribution.
  3. 3Enter current portfolio value.
  4. 4Calculate invested amount and estimated annualized return.

Example

Input

SIP ₹10,000 for 60 months, current value ₹9,00,000

Output

Invested amount, gain/loss, estimated annualized return

Before You Rely on This Result

UtilityNest keeps tools in this category focused on transparency: short instructions, a worked example, and plain-language guidance so you can review the result before you depend on it.

  • Check that the inputs reflect your real situation before you rely on the estimate.
  • Rules, rates, health needs, and legal requirements may vary by country, state, insurer, or provider.
  • Use this result as a starting point, then confirm important decisions with official sources or a qualified professional.

Frequently Asked Questions